Our Team

Our team is a group of very capable, motivated people…

David Sturm, President

I have lived in Frankfort since I was about 5 years old. I am a graduate of Franklin County High School, and hold a Bachelor of Music degree from Indiana University, specifically in Jazz Performance. Right after college, I traveled a short time with the Glenn Miller Orchestra, then played trumpet in orchestras with several cruise lines in Hawaii and the Caribbean. On my last ship, the Carnival Mardis Gras, I met Jana, who has been my wife for nearly 30 years. She made me get a real job, so that is why I am here!

My father, Jim Sturm, was a district manager for Metropolitan Life in Nashville, New York, Memphis and New Orleans before being assigned to Frankfort. In the early 70s, dad left MetLife to start an independent life insurance agency. He had just ventured into property & casualty insurance when I was in need of a new career. I gladly accepted the task and went through a two year training program with Aetna. Thirty-two short years later I am still here!

Over the years I have been on boards of a number of non-profits, and have held similar positions at our church. I am an avid racquetball player and golfer. I’m better at racquetball than golf, though. Jana & I love to travel, which usually is to a place with an ocean nearby so that I can scuba dive and/or snorkel. If I could do anything other than what I am doing now, it would involve diving or oceanography. To me, there’s nothing more majestic than a beautiful coral reef teeming with turtles, rays, fish and beautifully colored corals. I’m a fan of Indiana AND Kentucky basketball and football, and thanks to my daughter Amy have become a big Crimson Tide fan as well.

Chris Arnold, Agent

I am a graduate of Franklin County High School and attended Western Kentucky University and Kentucky State University, with a concentration of studies in Business Management and Economics. I began my insurance career in 1988 in the Kentucky Farm Bureau training program. I bring 29 years (but I’m only 21, so how is that possible?) of sales experience to the agency. I enjoy cruising the Kentucky River with my wife, Candi, in our pontoon boat, following University of Kentucky sports and spending time with family and friends.

Amy Bardroff, Commercial Lines Customer Service Rep

In March of 2018 I had the pleasure of joining Sturm Insurance as a Commercial Lines Customer Service Representative.  I bring with me 13 years of experience in the insurance industry. I strive to make my customers insurance experience as easy as possible by building a relationship with them, and being able to provide the best coverage and answers for their questions.  I moved to Frankfort in 2011 after I met my husband Jeff and have enjoyed getting to know this wonderful community.  I am a mom to a wonderful step-daughter Whitley and a rambunctious son Connor. In my spare time I enjoy reading, cooking, gardening, hiking and of course building forts!

Amy Sturm Chambers, Agent

I graduated in 2008 from Franklin County High School and from The University of Alabama in 2012 with a degree in Marketing. After the FBI raided and shut down my first out-of-college job (so serious!), I packed up my stuff, moved home, and began my career at Sturm Insurance. Soon after moving home, a flame rekindled with my middle school crush, Paul Chambers. Fast forward to 2015 when we welcomed our perfect daughter, Hailey, into the world. She looks just like her daddy and has her mama’s bubbly personality. After telling my mother at only 11 years old, I was going to marry Paul, we FINALLY got married in June 2016! When I’m not playing with dolls and building forts, I enjoy watching Alabama and UK (the latter is hard to admit!) football, cooking and spending time with my family and friends.

Kim Coubert, Customer Service Representative

I joined Sturm Insurance Agency in August of 2008. With more than 20 years of experience in the industry, I am a Personal Lines Customer Service Representative and a licensed agent in property, casualty, life and health insurance. I specialize in providing excellent customer service, including reviewing existing policies, minimizing gaps in coverage, answering billing questions and putting clients’ minds at ease. My favorite part of the job is getting to know the customers and their families.  In my spare time I enjoy reading, fishing, boating and spending family time with my husband, Tim, and our son, Eric.

Andy Dages, Agent

I was born and raised in the great city of Louisville, Kentucky and attended DeSales and Bishop David High School. I spent college time at Murray State and the University of Louisville. Soon after, in 1980, I started my insurance career, approaching it as a service to others. I married my beautiful bride, Diana, just 36 years ago!  We are very blessed with two children (adults!). I have a passion for volunteering at the Special Olympics, St. Vincent DePaul, am a Pit Stop Captain for Bike to Beat Cancer, and many other times when asked. I enjoy walking, hiking, golf, tennis, as well as yard and garden work.  Mostly, I love spending time with family. Of course, I am beyond happy to offer help to others with their insurance!

Julie Peterson, Agent

I graduated from the University of Kentucky in 2003 with a degree in Agricultural Communications. I received my insurance license and worked as a customer service representative at a large insurance agency in Lexington while attending UK. After graduation, I joined Sturm Insurance, working in personal and commercial lines customer service for five years. In 2008, I moved back to my hometown of Somerset in Pulaski County, Kentucky and began selling and servicing for Sturm in that area.

In 2002, I married Michael. We have three children: Madeline (11), Claire Beth (9) and Brooks (1). When I am not working, all of my time is spent with my family, running my daughters to their various activities and traveling as much as time will allow. My family is also deeply invested in a local backpack ministry, Project 58:10, which feeds approximately 800 kids weekly. We are part of one of five local churches that pick up groceries and pack bags of food every week for delivery to every public school in our county, to ensure that insecure children have food over the weekend.

You can contact me at (606)425-2699 or jpeterson.sturm01@insuremail.net.

Rick Preston, Agent

I was born and raised in Monticello, Kentucky and graduated from Monticello High School. I received a Bachelor’s Degree in business administration from Eastern Kentucky University and a Master’s Degree in Public Affairs. I’ve had the privilege of serving as an officer and member of boards such as YUMC, Red Cross and the Frankfort Area Children’s Council. My hobbies include racquetball, golf and about anything else my body will allow. My passion is training service and shelter dogs. I’m hoping my next endeavor will be working in collaboration with the prison system assisting inmates with training service and/or shelter dogs.

Ashley Stanley, Receptionist/Customer Service Representative

I am a wife and mother of four children ranging in ages from 2 to 13. I enjoy vacations to the beach, crafting, reading and spending time with my family. I graduated from Franklin County High School in 2005 and received my bachelor’s degree in Elementary Education from Kentucky State University in 2010. Upon graduating I found myself working in the insurance industry and have been there ever since. My favorite part of working in insurance is building a relationship with my customers and helping them with all of their insurance needs!

Matt Stiles, Customer Service Representative

I am a 2006 Graduate of Franklin County High School, where I was a four-year member of the football team. I received a bachelor’s degree from Eastern Kentucky University, majoring in sport management and minoring in business administration. I also received a master’s degree in sport management from Western Kentucky University in 2013. Somewhere along the line, my path diverted from sports and led me to the Kentucky Department of Revenue and eventually to Sturm Insurance Agency. I typically spend my free time watching football, basketball and soccer, hanging out with my three brothers, grilling, and working out/doing Crossfit.

Jana Sturm, Commercial Service Representative


I am originally from LaRue County, growing up in the ultra-small town of Buffalo—population 250!  I graduated from the University of Kentucky and attended Asbury Theological Seminary. I met my husband, David, while I was on a Caribbean cruise my senior year at UK! He was from Frankfort—how crazy is that? We have two married children, Amy and Ryan, and one adorable granddaughter, Hailey.

I’m very active in my church, where I teach Sunday School and serve on the Finance and Wesley School Day School committees. We love to travel, with our favorite destinations being St. John and Destin. We’re big UK fans and since my nephew is the coach at New Mexico, I’m also a Lobos fan! I volunteer with Central Kentucky Cinderella’s Closet, which provides a “prom experience” for girls who might not be able to attend prom due to the cost.

Ryan Sturm, Agent

I am a 2012 graduate of Franklin County High School (FCHS) and a 2016 graduate of Transylvania University with a degree in Business Management. While at Transy I was also a member of the soccer team – until I  tore my ACL three times! In 2005, I was voted Mr. 5th Grade by my class, and I have the framed certificate hanging in my office to prove it. Fast-forward to December of 2016, when I was married way out of my league to my high school sweetheart, Ramsy. I no longer play soccer but I have found a new love for coaching soccer at my alma mater, FCHS, alongside my father-in-law. Aside from insurance and coaching I enjoy watching Kentucky play mediocre football and approvable basketball (for the most part). I’m also a supporter of the Tottenham Hotspur Football Club, thanks to Matt Stiles.

Button, Office Mascot

I became a Sturm when my big sis, Amy, found me on online. My Mom, Jana, said “absolutely not,” but that didn’t stop my Dad, David, from traveling to Hamilton, Ohio to pick me up. Don’t worry, my  Mom loves me now! I love to greet our clients at the front door, steal Hailey’s toys and jump really, really high! I’m scared of climbing down stairs, so if I don’t greet you, I’m probably upstairs hanging out with ol’ Dad.